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ObamaCare, RINO RyanCare
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BornAgain2



Joined: 12 Dec 2009
Posts: 17196



PostPosted: Tue Aug 16, 2016 1:16 pm    Post subject:  Reply with quote

Aetna, one of the country's largest health insurers, is ditching 70% of its Obamacare business
8/16/16

Aetna, one of the country's five largest health insurers, announced on Monday evening that it will be pulling out of nearly 70% of the counties in which it offers Obamacare coverage.

The firm said that, after a review of its public health-exchange business, it determined that the nearly $200 million in pretax loss that it was sustaining on an annual basis was not worth the business.

In its new plan, it will offer healthcare options through the public exchanges in just 242 of the 778 counties where it operates. These will be mainly in Delaware, Iowa, Nebraska, and Virginia.

In 2016, Aetna offered plans in 15 states.

The firm announced that it was conducting a review during its second-quarter earnings call on August 3.

"Providing affordable, high-quality health care options to consumers is not possible without a balanced risk pool. Fifty-five percent of our individual on-exchange membership is new in 2016, and in the second quarter we saw individuals in need of high-cost care represent an even larger share of our on-exchange population," Aetna CEO Mark Bertolini said in the statement.

"This population dynamic, coupled with the current inadequate risk adjustment mechanism, results in substantial upward pressure on premiums and creates significant sustainability concerns," he said.

Aetna isn't the only company concerned about the exchanges. UnitedHealthcare has said that it will also drastically reduce its footprint in exchanges.

Many companies have said that the patients coming to the exchanges are older and more expensive to cover and that there are not enough young people to offset the costs.

Aetna's and UnitedHealthcare's decisions to scale back is problematic for customers because the number of insurers competing through the exchange is closely linked with the affordability of the plans.

Additionally, this is another insurer of the big 5 to roll back plans, as both United and Humana have made annoucements. Aetna is the largest ACA player of the three, however, with 911,000 people covered through the exchanges at the end of 2015, according to its first quarter earnings call.

Aetna has been pursuing a merger with rival Humana, but the US Department of Justice filed a lawsuit in July to block the proposed merger.

Here is the statement from Aetna in full:

"Aetna Chairman and CEO Mark T. Bertolini made the following statement with regard to the company's 2017 participation in the Affordable Care Act individual public exchanges:

"Following a thorough business review and in light of a second-quarter pretax loss of $200 million and total pretax losses of more than $430 million since January 2014 in our individual products, we have decided to reduce our individual public exchange presence in 2017, which will limit our financial exposure moving forward. More than 40 payers of various sizes have similarly chosen to stop selling plans in one or more rating areas in the individual public exchanges over the 2015 and 2016 plan years, collectively exiting hundreds of rating areas in more than 30 states. As a strong supporter of public exchanges as a means to meet the needs of the uninsured, we regret having to make this decision.

"Providing affordable, high-quality health care options to consumers is not possible without a balanced risk pool. Fifty-five percent of our individual on-exchange membership is new in 2016, and in the second quarter we saw individuals in need of high-cost care represent an even larger share of our on-exchange population. This population dynamic, coupled with the current inadequate risk adjustment mechanism, results in substantial upward pressure on premiums and creates significant sustainability concerns.

"The vast majority of payers have experienced continued financial stress within their individual public exchange business due to these forces, which also are reported to have contributed to the failure of 16 out of 23 co-ops. We are encouraged by a recent announcement that the U.S. Department of Health and Human Services will explore new options to modify the risk adjustment program, and remain hopeful that we can work with policymakers from both parties on a sustainable public exchange model that meets the needs of the uninsured.

"We are committed to a health care marketplace that gives every American the opportunity to access affordable, high-quality care. We will continue to evaluate our participation in individual public exchanges while gaining additional insight from the counties where we will maintain our presence, and may expand our footprint in the future should there be meaningful exchange-related policy improvements.

"Aetna will reduce its individual public exchange participation from 778 to 242 counties for the 2017 plan year, maintaining an on-exchange presence in Delaware, Iowa, Nebraska and Virginia. The company will continue to offer an off-exchange individual product option for 2017 to consumers in the vast majority of counties where it offered individual public exchange products in 2016.

"This decision does not impact Aetna's products, services or benefits for the 2016 plan year. The company will communicate options to impacted members before the 2017 open enrollment period begins, and provide resources to assist them in transitioning to other plans as appropriate."

http://www.businessinsider.com/ae...g-70-of-obamacare-business-2016-8
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CJ
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Joined: 22 Sep 2009
Posts: 32184



PostPosted: Thu Sep 29, 2016 7:38 am    Post subject: Reply with quote

xx

Last edited by CJ on Fri Mar 10, 2017 9:05 am; edited 1 time in total
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CJ
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Joined: 22 Sep 2009
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PostPosted: Thu Sep 29, 2016 7:56 am    Post subject: Reply with quote




Obamadontcare death spiral
Sep 29, 2016
- †Obamacare was NEVER INTENDED to WORK!
ObamaCare, the UNaffordable health lackofcare, was planned to fail! †Only 6 of the original 23 co-ops remain, thousands of people scrambling for coverage. Health Republic Insurance of New Jersey in debt and shutting down, the 17th failed ObamaCare co-op. †Blue Cross and Blue Shield of Texas is raising premiums 60%.
http://www.foxnews.com/politics/2...verage-harder-to-afford-find.html


This was a Star Trek episode!
Sept 19, 2014 †Now its REAL!
OBAMACARE creator wants us to DIE at 75
- Ezekiel Emanuel, one of the masterminds behind Obamacare, has now explained that he wishes to die at age 75. †He said many of us live too long.
http://www.breitbart.com/Big-Gove...14/09/18/Obamacare-creator-die-75


How socialism makes old people want to kill themselves
http://www.lifesitenews.com/blogs...l-themselves-a-totally-true-story
http://www.bbc.com/news/uk-13795344


0bamadontcare
I asked a medical professional if he'd go into another profession if he knew about obamacare in high school. †He said, 'Yes but I'd go CASH ONLY - NO insurance.' †Many young doctors are cash only. †A lot of doctors have refused to accept medicare patients for years.


Evil or Very MadHuge Obamacare Premium Hikes in 2017
April †22, 2016 †- †Single payor aka KONTROL was always the evil intent
.
Amid rising drug and health care costs health insurers predict substantial increases next year in Obamacare premiums and related costs.
http://www.wnd.com/2016/04/get-re...e-obamacare-premium-hikes-in-2017


Donald Trump for U.S. President!
http://cj.myfreeforum.org/ftopic1881-144.php
http://cj.myfreeforum.org/ftopic1881-396.php
http://cj.myfreeforum.org/about1881.html


HEALTH NEWS
ObamaCare DETAILS

http://cj.myfreeforum.org/about314.html

ObamaCare, Banks, Economy
http://cj.myfreeforum.org/about1237.html

OBAMACARE †* †A System from HELL
OBAMACARE was never about healthcare! †(Gruber)
http://cj.myfreeforum.org/about294.html


Obamacare was PLANNED to FAIL!!


Last edited by CJ on Fri Mar 10, 2017 9:06 am; edited 1 time in total
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BornAgain2



Joined: 12 Dec 2009
Posts: 17196



PostPosted: Fri Oct 14, 2016 12:57 pm    Post subject: Reply with quote

http://www.msn.com/en-us/money/he...1t?li=BBmkt5R&ocid=spartandhp
10/14/16
More than 1 million in Obamacare to lose plans as insurers quit

A growing number of people in Obamacare are finding out their health insurance plans will disappear from the program next year, forcing them to find new coverage even as options shrink and prices rise.

At least 1.4 million people in 32 states will lose the Obamacare plan they have now, according to state officials contacted by Bloomberg. Thatís largely caused by Aetna Inc., UnitedHealth Group Inc. and some state or regional insurers quitting the lawís markets for individual coverage.

Sign-ups for Obamacare coverage begin next month. Fallout from the quitting insurers has emerged as the latest threat to the law, which is also a major focal point in the U.S. presidential election. While itís not clear what all the consequences of the departing insurers will be, interviews with regulators and insurance customers suggest that plans will be fewer and more expensive, and may not include the same doctors and hospitals.

It may also mean that instead of growing in 2017, Obamacare could shrink. As of March 31, the law covered 11.1 million people; an Oct. 13 S&P Global Ratings report predicted that enrollment next year will range from an 8 percent decline to a 4 percent gain.

more
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CJ
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Joined: 22 Sep 2009
Posts: 32184



PostPosted: Tue Nov 01, 2016 1:08 pm    Post subject: Reply with quote

* Trump wants special session to repeal Obamacare
Nov 1, 2016
 -  Donald Trump vowed to immediately repeal and replace Barack Obamaís health care law if heís elected president next week.  When we win on Nov. 8 and elect a Republican Congress, we will be able to immediately repeal and replace Obamacare. I will ask Congress to convene a special session so we can repeal and replace.  Obamacare is a catastrophe.
http://www.politico.com/story/201...-obamacare-special-session-230588

Donald Trump / Mike Pence 2016
http://cj.myfreeforum.org/ftopic1881-423.php

Very Happy
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CJ
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Joined: 22 Sep 2009
Posts: 32184



PostPosted: Sat Nov 12, 2016 7:57 am    Post subject: Reply with quote

Repeal Obamacare
Nov 12, 2016
 -  President Donald Trump is NOT giving up on his promise to repeal and replace Obamacare.  He would be willing to preserve coverage for pre-existing conditions and allow children to stay on their parents health insurance until age 26.
http://www.breitbart.com/big-gove...-abandon-promise-repeal-obamacare
http://www.freerepublic.com/focus/f-news/3492984/posts


ObamaCare DETAILS
http://cj.myfreeforum.org/ftopic314-81.php

OBAMACARE was never about healthcare!
http://cj.myfreeforum.org/ftopic294-342.php


U.S. President Donald Trump
November 9, 2016
He will dismantle Obamacare!
http://cj.myfreeforum.org/about5611.html

.
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CJ
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Joined: 22 Sep 2009
Posts: 32184



PostPosted: Sun Nov 13, 2016 9:06 am    Post subject: Reply with quote

ObamaCare is going down
Nov 13, 2016  
-  Republicans are pushing the limits of Congress complex budget process to finish up an ObamaCare repeal bill in time for Donald Trumpís inauguration.  The House Budget Committee could bring back its budget resolution from April which never made it to the floor to deal an immediate blow to ObamaCare.
http://thehill.com/policy/healthc...ushing-budget-limits-on-obamacare
http://www.freerepublic.com/focus/f-news/3493365/posts
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CJ
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Joined: 22 Sep 2009
Posts: 32184



PostPosted: Wed Nov 30, 2016 9:10 am    Post subject: Reply with quote




ObamaCare repeal will be first
Nov 30, 2016
- †Repealing and replacing ObamaCare would be the first item on President Donald Trump agenda. †VP Mike Pence on Sean Hannity said "Itíll be the first thing out of the gate."
Trump wants the Congress to take up the task of repealing and replacing ObamaCare first.
http://www.foxnews.com/politics/2...will-be-first-thing-out-gate.html

GOP Eyes Lightning Strike on Obamacare to Kick Off Trump Era †
https://twitter.com/KellyannePolls/status/803616208922771456
http://t.co/H3DkRoR7fR


0bamadontcare
I asked a doctor if he'd go into his profession if he knew about obamacare in high school.  He said, 'Yes but I'd go CASH ONLY - NO insurance.'  Many young doctors are cash only.  A lot of doctors have refused to accept medicare patients for years.


Last edited by CJ on Tue Jan 10, 2017 5:13 am; edited 1 time in total
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BornAgain2



Joined: 12 Dec 2009
Posts: 17196



PostPosted: Mon Dec 26, 2016 7:46 pm    Post subject: Reply with quote

https://www.yahoo.com/news/analys...factions-replacing-143457387.html
Analysis: GOP vexed by factions on replacing health law
12/26/16

WASHINGTON (AP) ó Republicans are united on repealing President Barack Obama's health care law, but ideologically and practically speaking, they're in different camps over replacing it. Getting the factions together won't be easy.

Some Republicans would revise and rebrand "Obamacare," junking unpopular provisions like its requirement that most Americans carry health insurance, while preserving well-liked parts. Others would rip up the Affordable Care Act, or ACA, and not replace it.

President-elect Donald Trump and Republican congressional leaders will have to unite the groups on complicated changes affecting the financial and physical well-being of millions of people. For some constituents in fragile health, it's literally a life-and-death debate.

Republicans have "a really narrow path," says Grace-Marie Turner of the Galen Institute, a free-market health care research organization. "They've got to deal with the politics of this, they've got to make sure they come up with good policy, and they also have process challenges."

Success is not guaranteed, and Republicans may come to regret that their party defined itself as totally opposed to "Obamacare."

Yet House Ways and Means Chairman Kevin Brady seems unfazed by the challenge. "It's like tax reform," says Brady, R-Texas, explaining that many pieces will be pulled together. "Unlike Obamacare, which ripped up the individual market, this will be done deliberately, in an appropriate timetable."

Republicans say they will move quickly to repeal the ACA, while suspending the effective date to allow them to craft a replacement. Here's a look at the GOP camps and who's in them:

REVISE & REBRAND

Many Republicans may quietly be in this contingent, but fear being accused of promoting "Obamacare-lite."

They'd strip out some of the ACA's taxes and requirements. The unpopular "individual mandate" to carry health insurance or risk fines could be replaced with other persuasion short of a government dictate. Rules on insurers would be loosened.

But popular provisions such as protecting those with pre-existing health conditions would be retained in some form, as well as financial assistance for low- and moderate-income people. The requirement that health plans cover adult children until age 26 would be fairly easy to preserve, since employers have accommodated it.

A rebranded version of Obama's law may well cover fewer people. But its GOP advocates believe most Americans will find their goal of "universal access" politically acceptable when measured against the Democratic ideal of "universal coverage" underwritten by government.

Many GOP allies in the business community favor revising the ACA. That includes major players among hospitals, insurers and pharmaceuticals.

Trump may have given this group some cover by saying that he wants to keep parts of the law, but his bottom line remains unknown.

BUDGET HAWKS

For budget hawks, unwinding the Obama health law is a beginning. Next they could move on to much bigger objectives like restructuring Medicaid and Medicare, and placing a cost-conscious limit on tax breaks for employer coverage.

Budget hawks see health care as the main driver of government deficits, and they are loath to address that imbalance by raising taxes. Instead they want to rewrite the social compact so individuals accept more responsibility and risk for their health care.

House Speaker Paul Ryan is the most prominent member of this camp, and his "Better Way" agenda is its roadmap. Georgia Rep. Tom Price, Trump's nominee for Health and Human Services, is a budget hawk. Vice President-elect Mike Pence has been in the same orbit throughout his career.

The problem for budget hawks is that the 2016 political campaign did not give them a mandate. Issues like Medicare and Medicaid were scarcely discussed. Trump said he wouldn't cut Medicare, and sent conflicting signals on Medicaid.

Many Democrats can't wait for Republicans to follow the call of the budget hawks. Betting that will backfire, House Democratic Leader Nancy Pelosi is rallying her lawmakers against "attacks on the ACA and Medicare."

THE RIP-IT-UP SOCIETY

The most conservative lawmakers want to "pull Obamacare up by the roots as if it never existed," says Republican political consultant Frank Luntz. That sentiment is embodied by the 40 or so members of the House Freedom Caucus, and it's probably broadly shared among conservatives.

Some do not believe the federal government should be involved in health care, and they couldn't care less about replacing the ACA.

"They would say that Obama's plan has failed," said Luntz.

GOP leaders may need these lawmakers to advance on replacement legislation; coaxing them to a middle ground might not be possible.

Trump calls the ACA "a disaster," and that's pleasing to those farthest on the right. It's unclear if he'd walk their walk.

PRAGMATISTS

At the core of this small group are legislative veterans who understand the excruciating difficulties of getting major bills to a president's desk. GOP Sens. Lamar Alexander of Tennessee and Susan Collins of Maine are pragmatists.

They may find support from Republican governors who expanded Medicaid under the health law. GOP congressional leaders could gravitate to this camp.

The biggest challenge for pragmatists will be to win over some Democrats for replacement legislation. While repealing most of "Obamacare" is possible with a simple majority in the Senate, 60 votes would probably be needed for a replacement. There will only be 52 GOP senators next year.

"Republicans need a fancy Rose Garden repeal ceremony...and I expect them to have one," said Dan Mendelson, CEO of the consulting firm Avalere Health. "On the other hand, there's 20 million people with health insurance under the ACA, and they don't want to dump them. There's no clear path for how to square that conflict."

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